The Buying Process

1

Determine your Goals

The first step of the home buying process is to connect with someone on our team so we can learn more about your goals. Are you looking for a vacation home, a true second home, or are you considering making the move to our area full time? Are you familiar with the area or aren’t quite sure where to start? Once we understand your goals, we’ll help you narrow down the best communities for you, and share the pros and cons of each as well as your buying power.

2

Connect With A Lender

We’ll help connect you with a local lender who can explain the best loan products available for your situation. It is so important to work with a local lender who understands our unique market and specializes in loans for second home and investment buyers.

3

Home Search

You can start your search for the perfect home right here with up-to-date MLS listings in your favorite neighborhoods. Create your free account to save your favorite properties, request showings, and more! As your REALTOR® team, we will also search for homes on your behalf. When you find a home that you like, we'll schedule a showing tour for you to preview the property in person.

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4

Property Tours

It is time to start previewing homes. If you are searching from another state, we use video tours so you to experience the home, the yard, and the community from wherever you are. We’ll answer all of your questions about the home, its condition, and location.

5

Writing An Offer

In Florida, we have 3 different purchase contracts, and each one is better suited for certain situations. Beyond price, we’ll discuss the terms and conditions including any contingencies related to financing and inspections. We’ll work together to determine the best offer strategy for you based on market conditions and your goals.

6

Under Contract

With the help of my team, we’ll confirm all of the contract deadlines, and notify the title company, and the lender if you’re financing the purchase. The title company will verify wiring instructions for your escrow deposit and we’ll share our recommendations for local home inspectors and help to get them scheduled.

7

Contingency Period

Depending on the terms of your contract you may have a financing contingency, which means we have a certain amount of time to obtain loan approval from your lender. If we have an inspection contingency, we’ll work with the local home inspector of your choice to schedule access to the home.

8

Closing

We will work with the title company to make arrangements for you to close at their local office, or remotely from your home or office. We will do a final walkthrough, help you set up your new utility accounts, make the transition as smooth as possible. Our commitment to being your local resource doesn’t end on closing day. The Beach Collective is your team.

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