Virtual Tour

21 Neptune DR Mary Esther, FL 32569 Open Sun 2PM-4PM

UPDATED: 03/19/2026 11:42 PM ON MARKET: 1 days on market

$899,000

3 Beds3 Baths2,600 SqFt

Key Details

Property Type Single Family Home

Sub Type Detached Single Family

Listing Status Active

Purchase Type For Sale

Square Footage 2,600 sqft

Price per Sqft $345

Subdivision Mariners Cove

MLS Listing ID 998385

Style Tudor

Bedrooms 3

Full Baths 2

Half Baths 1

Year Built 1987

Annual Tax Amount $3,830

Tax Year 2020

Lot Size 0.410 Acres

Acres 0.41

Lot Dimensions 88x190X95X160

Property Sub-Type Detached Single Family

Source Emerald Coast Association of REALTORS®

Land Area 2600

Location

State FL

County Okaloosa

Area 12 - Fort Walton Beach

Zoning Resid Single Family

Direction Hwy 98 to Neptune Dr. The home will be on the left side of the street.

Rooms

Kitchen true

Interior

Interior Features Breakfast Bar,Ceiling Cathedral,Ceiling Crwn Molding,Ceiling Tray/Cofferd,Ceiling Vaulted,Fireplace,Pantry,Pull Down Stairs,Split Bedroom,Washer/Dryer Hookup,Woodwork Painted

Heating Central

Cooling Attic Fan,Ceiling Fans,Central Air

Flooring Floor Tile,Floor WW Carpet New

Window Features Double Pane Windows

Appliance Auto Garage Door Opn,Dishwasher,Disposal,Microwave,Oven Self Cleaning,Refrigerator,Refrigerator W/IceMk,Smoke Detector,Stove/Oven Electric,Water Heater - Gas

Laundry true

Exterior

Exterior Feature Balcony,Boat Launch,Boatlift,Dock,Lawn Pump,Pool - Enclosed,Sprinkler System, Boatlift, Boat Launch, Dock, In-Ground Pool, Enclosed Pool, Heated Pool, Open Patio, Covered Patio, Porch, Screened Porch, Sprinkler System, Lawn Pump, Balcony

Parking Features Boat,RV

Garage Spaces 2.0

Pool Pool - Heated,Pool - In-Ground

Utilities Available Public Water

Waterfront Description Intracoastal Wtrwy,Sound

View Sound

Roof Type Composite Shingle

Porch Patio Covered,Patio Open,Porch,Porch Screened

Garage Yes

Building

Faces Hwy 98 to Neptune Dr. The home will be on the left side of the street.

Story 2

Sewer Public Sewer

Architectural Style Tudor

New Construction No

Schools

Elementary Schools Florosa

Middle Schools Bruner

High Schools Fort Walton Beach

Others

Pets Allowed No

Tax ID 152S25308000000190

Miscellaneous Experience true waterfront living with stunning sound views, direct sound access, and a backyard designed for both relaxation and entertaining. Situated on approximately 0.41 acres in the desirable Mariner's Cove community, this property offers a rare combination of space, functionality, and coastal lifestyle. From the moment you step inside, you're greeted by soaring ceilings, expansive living areas, and abundant natural light, all designed to highlight the home's connection to the water. Large windows and multiple vantage points bring the views inside, creating a bright and inviting atmosphere throughout.

Virtual Tour https://my.matterport.com/show/?m=2xPSsKkAMu6

Property Description

Experience true waterfront living with stunning sound views, direct sound access, and a backyard designed for both relaxation and entertaining. Situated on approximately 0.41 acres in the desirable Mariner's Cove community, this property offers a rare combination of space, functionality, and coastal lifestyle.
From the moment you step inside, you're greeted by soaring ceilings, expansive living areas, and abundant natural light, all designed to highlight the home's connection to the water. Large windows and multiple vantage points bring the views inside, creating a bright and inviting atmosphere throughout. The outdoor space is where this home truly shines--featuring over 640 square feet of screened, heated pool area overlooking the water. Whether hosting guests or enjoying a quiet evening, the covered patio, wood-burning fireplace, and outdoor fire pit provide the perfect setting year-round.
Boating enthusiasts will appreciate the 57-foot dock with sound and Gulf access, complete with a 10,000 lb boat lift and a large floating dock for easy Jet Ski access. Start your mornings with coffee on the water or unwind in the evenings with incredible sunset views.
Additional exterior features include an extended driveway accommodating up to six vehicles, a two-car garage, a lawn pump sprinkler system to maintain the yard without increasing your water bill, and an elevated 10x14 Tuff Shed rated for 120 mph winds.
Inside, the home offers generously sized rooms, ample storage, and a guest suite with a private balcony--perfect for enjoying the coastal breeze and water views.
Recent upgrades provide both comfort and peace of mind, including a tankless gas water heater, impact-rated windows and doors (including garage door for wind mitigation benefits), and a new roof with enhanced underlayment for potential insurance savings.
A home warranty is included, offering added protection for major systems such as HVAC, pool equipment, and appliances.
Ideally located just minutes from Hurlburt Field and centrally positioned between Destin and Pensacola, this home offers convenience, lifestyle, and exceptional value for waterfront living.